Spencer obtained Bachelor of Arts and Bachelor of Science dual degrees from Hope College in 2002 and 2003, including Business Administration. He began his career in financial services in 2003 and is fully licensed registered representative and investment adviser representative (IAR). He has over 16 years of experience in financial services and investments, specializing in comprehensive wealth management and financial planning solutions. Spencer enjoys travel, adventure, photography, sports, hiking and simply being together with family and friends.