The $200,000 Difference When creating an investment strategy, remember that small increases in return can add up over time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. U.S. Personal Savings Rate What can be learned from the savings rate? Paying Off a Credit Card Enter various payment options and determine how long it may take to pay off a credit card.