Hello 401(k) Participants,
Welcome to 3rd quarter newsletter! As part of your regular check-up, we encourage you to log into your 401(k) account and consider the following:
- Are you maximizing your company match?
- Are your investments aligned with your current risk tolerance
- Do you need to adjust your contributions based on any recent changes in your income or financial goals?
- Are you on track to meet your retirement goals?
- Have there been any significant life changes—such as marriage, the birth of a child, or a change in employment—that might require you to revisit your 401(k) strategy?
- Are your beneficiary designations up to date?
- Have you reviewed your retirement income projections to ensure they align with your expectations?
As we approach the back-to-school season, it’s a great time to plan. September brings attention to two important financial topics: Life Insurance Awareness Month and College Savings Month.
This month, we encourage you to review your life insurance coverage and, if you have children currently in college or planning to attend, revisit your college savings plans. Whether you’re just beginning or fine-tuning your approach, proactive planning can make a significant difference in achieving your family's educational goals.
We hope you enjoy this newsletter and the upcoming Labor Day weekend. Starting in Q4, we’ll be including a link in our quarterly newsletters that allows you to schedule a meeting on demand with your 401(k)-plan participant advisor. Each quarter, we’ll discuss different topics with the goal of ensuring that over the course of the year, all your questions are answered, and you’re fully prepared for your retirement planning—dotting the i’s and crossing the t’s.
Warm regards,
Joe Johnson and the DeLong & Brower Team
Q3 Newsletter Content
Reviewing Your Life Insurance Needs
https://www.delongbrower.com/resource-center/insurance/reviewing-your-life-insurance-needs
Getting a Head Start on College Savings
https://www.delongbrower.com/resource-center/investment/getting-a-head-start-on-college-savings
Empowering Growth: Discover Our Enhanced Website
In the spirit of education and planning, we're proud to unveil our latest innovation: our new website. As pioneers in the field of wealth management, we recognize the importance of staying ahead, and this website represents our commitment to continuous improvement and expansion.
Take a minute to explore our full array of convenient client log-ins, enriched resources and handy financial calculators.
We'd love your feedback and any additional insights you may have for use to make your online experience better.